Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$935,871$935,871$944,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$60,679$0
Funding fee$4,679$4,679$0
Note rate4.160%4.160%7.400%
Blended rate4.160%4.630%7.640%
1st payment$4,939.88$4,939.88$6,536.76
2nd payment$0.00$600.47$0.00
Taxes / mo$874.17$874.17$874.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$188.82
HOA / mo$175.00$175.00$175.00
Total monthly$6,205.71$6,806.18$7,991.41
Cash to close$113,129$52,450$104,900