Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$194,695$194,695$337,410
Remaining term (yrs)22.522.530.0
Secondary amount$0$142,715$0
Funding fee$973$973$0
Note rate4.500%4.500%7.400%
Blended rate4.500%5.980%7.640%
1st payment$1,143.08$1,143.08$2,336.16
2nd payment$0.00$951.43$0.00
Taxes / mo$544.17$544.17$544.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.48
HOA / mo$420.00$420.00$420.00
Total monthly$2,257.25$3,208.68$3,517.81
Cash to close$180,205$37,490$37,490