Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$110,839$110,839$422,820
Remaining term (yrs)19.419.430.0
Secondary amount$0$311,981$0
Funding fee$554$554$0
Note rate3.970%3.970%7.400%
Blended rate3.970%6.759%7.640%
1st payment$681.18$681.18$2,927.52
2nd payment$0.00$2,014.88$0.00
Taxes / mo$554.83$554.83$554.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.56
HOA / mo$74.33$74.33$74.33
Total monthly$1,477.01$3,491.89$3,807.91
Cash to close$358,961$46,980$46,980