Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$153,633$153,633$359,999
Remaining term (yrs)17.417.430.0
Secondary amount$0$206,366$0
Funding fee$0$0$0
Note rate4.330%4.330%7.400%
Blended rate5.180%6.653%7.640%
1st payment$1,041.39$1,041.39$2,492.56
2nd payment$0.00$1,332.78$0.00
Taxes / mo$475.67$475.67$475.67
Insurance / mo$150.00$150.00$150.00
MI / mo$148.53$148.53$72.00
HOA / mo$9.17$9.17$9.17
Total monthly$1,824.75$3,157.53$3,199.40
Cash to close$246,366$40,000$40,000