Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$414,868$394,650
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,074$0
Note rate6.460%7.400%
Blended rate6.460%7.640%
1st payment$2,670.75$2,732.48
2nd payment$0.00$0.00
Taxes / mo$494.83$494.83
Insurance / mo$150.00$150.00
MI / mo$0.00$78.93
HOA / mo$0.00$0.00
Total monthly$3,315.58$3,456.24
Cash to close$23,632$43,850