Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$447,351$447,351$647,910
Remaining term (yrs)23.623.630.0
Secondary amount$0$200,559$0
Funding fee$2,237$2,237$0
Note rate3.330%3.330%7.320%
Blended rate3.330%4.698%7.560%
1st payment$2,273.39$2,273.39$4,450.69
2nd payment$0.00$1,295.28$0.00
Taxes / mo$652.33$652.33$652.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$129.58
HOA / mo$0.00$0.00$0.00
Total monthly$3,142.39$4,437.67$5,449.27
Cash to close$272,549$71,990$71,990