Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$271,844$275,400
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,359$0
Note rate6.940%7.320%
Blended rate6.940%7.560%
1st payment$1,840.34$1,891.81
2nd payment$0.00$0.00
Taxes / mo$61.75$61.75
Insurance / mo$150.00$150.00
MI / mo$0.00$55.08
HOA / mo$0.00$0.00
Total monthly$2,052.09$2,158.64
Cash to close$34,156$30,600