Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,903$229,410
Remaining term (yrs)28.630.0
Secondary amount$0$0
Funding fee$1,155$0
Note rate6.830%7.400%
Blended rate6.830%7.640%
1st payment$1,530.18$1,588.39
2nd payment$0.00$0.00
Taxes / mo$171.75$171.75
Insurance / mo$150.00$150.00
MI / mo$0.00$45.88
HOA / mo$0.00$0.00
Total monthly$1,851.93$1,956.02
Cash to close$23,997$25,490