Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$433,598$418,500
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,168$0
Note rate6.890%7.400%
Blended rate6.890%7.640%
1st payment$2,895.96$2,897.61
2nd payment$0.00$0.00
Taxes / mo$168.75$168.75
Insurance / mo$166.67$166.67
MI / mo$0.00$83.70
HOA / mo$0.00$0.00
Total monthly$3,231.38$3,316.73
Cash to close$31,402$46,500