Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,827$265,410
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$1,279$0
Note rate6.940%7.320%
Blended rate6.940%7.560%
1st payment$1,737.08$1,823.18
2nd payment$0.00$0.00
Taxes / mo$122.25$122.25
Insurance / mo$150.00$150.00
MI / mo$0.00$53.08
HOA / mo$0.00$0.00
Total monthly$2,009.33$2,148.51
Cash to close$39,073$29,490