Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$511,695$472,500
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$2,558$0
Note rate6.020%7.400%
Blended rate6.020%7.640%
1st payment$3,244.52$3,271.49
2nd payment$0.00$0.00
Taxes / mo$451.17$451.17
Insurance / mo$166.67$166.67
MI / mo$0.00$94.50
HOA / mo$459.67$459.67
Total monthly$4,322.02$4,443.50
Cash to close$13,305$52,500