Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$313,569$313,569$517,410
Remaining term (yrs)23.423.430.0
Secondary amount$0$203,841$0
Funding fee$1,568$1,568$0
Note rate3.470%3.470%7.320%
Blended rate3.470%5.156%7.560%
1st payment$1,624.06$1,624.06$3,554.25
2nd payment$0.00$1,316.47$0.00
Taxes / mo$597.17$597.17$597.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.48
HOA / mo$291.00$291.00$291.00
Total monthly$2,678.89$3,995.36$4,712.56
Cash to close$261,331$57,490$57,490