Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$416,027$404,091
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.650%7.320%
Blended rate7.200%7.560%
1st payment$2,710.45$2,775.82
2nd payment$0.00$0.00
Taxes / mo$434.83$434.83
Insurance / mo$150.00$150.00
MI / mo$193.51$80.82
HOA / mo$47.00$47.00
Total monthly$3,535.79$3,488.48
Cash to close$32,963$44,899