Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$300,625$287,100
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$1,503$0
Note rate6.850%7.320%
Blended rate6.850%7.560%
1st payment$2,001.82$1,972.18
2nd payment$0.00$0.00
Taxes / mo$128.17$128.17
Insurance / mo$150.00$150.00
MI / mo$0.00$57.42
HOA / mo$24.33$24.33
Total monthly$2,304.31$2,332.09
Cash to close$18,375$31,900