Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,660$431,100
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$2,233$0
Note rate6.850%7.320%
Blended rate6.850%7.560%
1st payment$2,963.13$2,961.36
2nd payment$0.00$0.00
Taxes / mo$214.33$214.33
Insurance / mo$166.67$166.67
MI / mo$0.00$86.22
HOA / mo$0.00$0.00
Total monthly$3,344.13$3,428.58
Cash to close$32,340$47,900