Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$213,260$213,260$323,999
Remaining term (yrs)23.423.430.0
Secondary amount$0$110,739$0
Funding fee$1,066$1,066$0
Note rate3.290%3.290%7.320%
Blended rate3.290%4.900%7.560%
1st payment$1,084.33$1,084.33$2,225.65
2nd payment$0.00$738.26$0.00
Taxes / mo$571.08$571.08$571.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,805.41$2,543.67$3,011.53
Cash to close$146,739$36,000$36,000