Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$288,988$228,600
Remaining term (yrs)25.030.0
Secondary amount$0$0
Funding fee$1,445$0
Note rate2.880%7.320%
Blended rate2.880%7.560%
1st payment$1,346.33$1,570.32
2nd payment$0.00$0.00
Taxes / mo$98.92$98.92
Insurance / mo$150.00$150.00
MI / mo$0.00$45.72
HOA / mo$180.00$180.00
Total monthly$1,775.24$2,044.96
Cash to close$0$25,400