Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$352,715$317,700
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,764$0
Note rate5.410%7.320%
Blended rate5.410%7.560%
1st payment$2,108.26$2,182.38
2nd payment$0.00$0.00
Taxes / mo$414.25$414.25
Insurance / mo$150.00$150.00
MI / mo$0.00$63.54
HOA / mo$58.33$58.33
Total monthly$2,730.84$2,868.50
Cash to close$285$35,300