Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$100,700$100,700$256,500
Remaining term (yrs)16.516.530.0
Secondary amount$0$155,800$0
Funding fee$503$503$0
Note rate3.560%3.560%7.400%
Blended rate3.560%6.257%7.640%
1st payment$668.28$668.28$1,775.95
2nd payment$0.00$1,038.67$0.00
Taxes / mo$148.17$148.17$148.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$383.00$383.00$383.00
Total monthly$1,349.45$2,388.12$2,508.42
Cash to close$184,300$28,500$28,500