Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$326,784$304,200
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,634$0
Note rate6.860%7.400%
Blended rate6.860%7.640%
1st payment$2,197.35$2,106.22
2nd payment$0.00$0.00
Taxes / mo$280.58$280.58
Insurance / mo$150.00$150.00
MI / mo$0.00$60.84
HOA / mo$0.00$0.00
Total monthly$2,627.94$2,597.64
Cash to close$11,216$33,800