Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$359,910
Remaining term (yrs)0.00.030.0
Secondary amount$0$359,910$0
Funding fee$0$0$0
Note rate6.550%6.550%7.320%
Blended rate6.550%7.750%7.560%
1st payment$443.68$443.68$2,472.33
2nd payment$0.00$2,324.42$0.00
Taxes / mo$326.50$326.50$326.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.98
HOA / mo$0.00$0.00$0.00
Total monthly$920.18$3,244.60$3,020.81
Cash to close$399,900$39,990$39,990