Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$415,661$400,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,078$0
Note rate6.770%7.400%
Blended rate6.770%7.640%
1st payment$2,762.19$2,772.98
2nd payment$0.00$0.00
Taxes / mo$480.33$480.33
Insurance / mo$150.00$150.00
MI / mo$0.00$80.10
HOA / mo$82.33$82.33
Total monthly$3,474.86$3,565.74
Cash to close$29,339$44,500