Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$383,198$373,500
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,916$0
Note rate5.300%7.320%
Blended rate5.300%7.560%
1st payment$2,272.02$2,565.69
2nd payment$0.00$0.00
Taxes / mo$345.83$345.83
Insurance / mo$150.00$150.00
MI / mo$0.00$74.70
HOA / mo$16.67$16.67
Total monthly$2,784.52$3,152.89
Cash to close$31,802$41,500