Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$273,552$273,552$287,640
Remaining term (yrs)27.227.230.0
Secondary amount$0$30,068$0
Funding fee$1,368$1,368$0
Note rate7.500%7.500%7.400%
Blended rate7.500%7.933%7.640%
1st payment$1,964.18$1,964.18$1,991.56
2nd payment$0.00$297.55$0.00
Taxes / mo$214.92$214.92$214.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.53
HOA / mo$0.00$0.00$0.00
Total monthly$2,329.09$2,626.64$2,414.01
Cash to close$46,048$15,980$31,960