Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$258,171$258,171$337,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$79,329$0
Funding fee$1,291$1,291$0
Note rate2.730%2.730%7.320%
Blended rate2.730%4.204%7.560%
1st payment$1,205.26$1,205.26$2,318.39
2nd payment$0.00$594.97$0.00
Taxes / mo$57.58$57.58$57.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,412.84$2,007.81$2,593.47
Cash to close$116,829$37,500$37,500