Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$256,411$256,411$359,910
Remaining term (yrs)23.723.730.0
Secondary amount$0$103,499$0
Funding fee$0$0$0
Note rate3.260%3.260%7.400%
Blended rate4.110%5.229%7.640%
1st payment$1,290.65$1,290.65$2,491.94
2nd payment$0.00$689.99$0.00
Taxes / mo$313.83$313.83$313.83
Insurance / mo$150.00$150.00$150.00
MI / mo$209.80$209.80$71.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,964.28$2,654.27$3,027.76
Cash to close$143,489$39,990$39,990