Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$232,067$232,920
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$1,160$0
Note rate6.350%7.320%
Blended rate6.350%7.560%
1st payment$1,457.90$1,600.00
2nd payment$0.00$0.00
Taxes / mo$278.25$278.25
Insurance / mo$150.00$150.00
MI / mo$0.00$46.58
HOA / mo$0.00$0.00
Total monthly$1,886.15$2,074.83
Cash to close$26,733$25,880