Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$586,263$539,100
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,931$0
Note rate6.630%7.400%
Blended rate6.630%7.640%
1st payment$3,793.66$3,732.62
2nd payment$0.00$0.00
Taxes / mo$499.17$499.17
Insurance / mo$166.67$166.67
MI / mo$0.00$107.82
HOA / mo$355.00$355.00
Total monthly$4,814.50$4,861.27
Cash to close$12,737$59,900