Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$533,012$479,700
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$2,665$0
Note rate6.020%7.400%
Blended rate6.020%7.640%
1st payment$3,379.68$3,321.35
2nd payment$0.00$0.00
Taxes / mo$522.67$522.67
Insurance / mo$166.67$166.67
MI / mo$0.00$95.94
HOA / mo$56.00$56.00
Total monthly$4,125.02$4,162.62
Cash to close$0$53,300