Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$197,615$197,615$250,110
Remaining term (yrs)23.723.730.0
Secondary amount$0$52,495$0
Funding fee$988$988$0
Note rate3.330%3.330%7.320%
Blended rate3.330%4.520%7.560%
1st payment$1,001.96$1,001.96$1,718.08
2nd payment$0.00$393.71$0.00
Taxes / mo$231.58$231.58$231.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.02
HOA / mo$35.00$35.00$35.00
Total monthly$1,418.54$1,812.25$2,184.69
Cash to close$80,285$27,790$27,790