Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$152,711$152,711$180,000
Remaining term (yrs)25.625.630.0
Secondary amount$0$27,289$0
Funding fee$764$764$0
Note rate5.100%5.100%7.400%
Blended rate5.100%5.691%7.640%
1st payment$888.70$888.70$1,246.28
2nd payment$0.00$204.67$0.00
Taxes / mo$166.67$166.67$166.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$36.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,205.37$1,410.03$1,598.95
Cash to close$47,289$20,000$20,000