Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$445,233$436,410
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.640%7.400%
Blended rate7.190%7.640%
1st payment$2,936.30$3,021.61
2nd payment$0.00$0.00
Taxes / mo$684.75$684.75
Insurance / mo$166.67$166.67
MI / mo$209.85$87.28
HOA / mo$94.00$94.00
Total monthly$4,091.57$4,054.31
Cash to close$39,667$48,490