Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$390,759$390,759$404,999
Remaining term (yrs)28.428.430.0
Secondary amount$0$36,740$0
Funding fee$0$0$0
Note rate6.760%6.760%7.320%
Blended rate7.310%7.702%7.560%
1st payment$2,576.44$2,576.44$2,782.06
2nd payment$0.00$363.57$0.00
Taxes / mo$312.92$312.92$312.92
Insurance / mo$150.00$150.00$150.00
MI / mo$181.88$181.88$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,221.23$3,584.80$3,325.98
Cash to close$59,240$22,500$45,000