Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$227,193$227,193$346,410
Remaining term (yrs)20.820.830.0
Secondary amount$0$119,217$0
Funding fee$1,136$1,136$0
Note rate3.910%3.910%7.320%
Blended rate3.910%5.318%7.560%
1st payment$1,326.58$1,326.58$2,379.60
2nd payment$0.00$794.78$0.00
Taxes / mo$249.75$249.75$249.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.28
HOA / mo$436.33$436.33$436.33
Total monthly$2,162.66$2,957.44$3,284.96
Cash to close$157,707$38,490$38,490