Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$53,921$53,921$400,500
Remaining term (yrs)6.86.830.0
Secondary amount$0$346,579$0
Funding fee$270$270$0
Note rate5.170%5.170%7.400%
Blended rate5.170%7.403%7.640%
1st payment$774.10$774.10$2,772.98
2nd payment$0.00$2,238.32$0.00
Taxes / mo$102.58$102.58$102.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$21.67$21.67$21.67
Total monthly$1,048.35$3,286.67$3,127.33
Cash to close$391,079$44,500$44,500