Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$243,413$228,150
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$1,217$0
Note rate5.120%7.320%
Blended rate5.120%7.560%
1st payment$1,334.11$1,567.23
2nd payment$0.00$0.00
Taxes / mo$211.25$211.25
Insurance / mo$150.00$150.00
MI / mo$0.00$45.63
HOA / mo$0.00$0.00
Total monthly$1,695.36$1,974.11
Cash to close$10,087$25,350