Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$373,500
Remaining term (yrs)23.223.230.0
Secondary amount$0$373,500$0
Funding fee$0$0$0
Note rate3.000%3.000%7.320%
Blended rate3.000%7.750%7.560%
1st payment$0.00$0.00$2,565.69
2nd payment$0.00$2,412.19$0.00
Taxes / mo$948.25$948.25$948.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$10.83$10.83$10.83
Total monthly$1,109.08$3,521.27$3,749.47
Cash to close$415,000$41,500$41,500