Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$259,665$259,665$495,000
Remaining term (yrs)19.919.930.0
Secondary amount$0$235,335$0
Funding fee$1,298$1,298$0
Note rate3.450%3.450%7.400%
Blended rate3.450%5.494%7.640%
1st payment$1,494.97$1,494.97$3,427.28
2nd payment$0.00$1,519.87$0.00
Taxes / mo$458.33$458.33$458.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,119.97$3,639.84$4,151.28
Cash to close$290,335$55,000$55,000