Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$308,906$304,200
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,545$0
Note rate5.890%7.320%
Blended rate5.890%7.560%
1st payment$1,933.91$2,089.64
2nd payment$0.00$0.00
Taxes / mo$116.50$116.50
Insurance / mo$150.00$150.00
MI / mo$0.00$60.84
HOA / mo$41.00$41.00
Total monthly$2,241.41$2,457.98
Cash to close$29,094$33,800