Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$148,410
Remaining term (yrs)25.225.230.0
Secondary amount$0$148,410$0
Funding fee$0$0$0
Note rate4.000%4.000%7.400%
Blended rate4.850%8.000%7.640%
1st payment$0.00$0.00$1,027.56
2nd payment$0.00$989.40$0.00
Taxes / mo$98.17$98.17$98.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$29.68
HOA / mo$584.00$584.00$584.00
Total monthly$832.17$1,821.57$1,889.41
Cash to close$164,900$16,490$16,490