Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$293,065$269,999
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,465$0
Note rate4.990%7.320%
Blended rate4.990%7.560%
1st payment$1,678.54$1,854.71
2nd payment$0.00$0.00
Taxes / mo$86.08$86.08
Insurance / mo$150.00$150.00
MI / mo$0.00$54.00
HOA / mo$0.00$0.00
Total monthly$1,914.63$2,144.79
Cash to close$6,934$30,000