Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$517,279$485,910
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,586$0
Note rate6.730%7.400%
Blended rate6.730%7.640%
1st payment$3,423.99$3,364.34
2nd payment$0.00$0.00
Taxes / mo$62.17$62.17
Insurance / mo$166.67$166.67
MI / mo$0.00$97.18
HOA / mo$156.00$156.00
Total monthly$3,808.82$3,846.36
Cash to close$22,621$53,990