Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$683,758$629,955
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$3,419$0
Note rate6.330%7.400%
Blended rate6.330%7.640%
1st payment$4,440.13$4,361.68
2nd payment$0.00$0.00
Taxes / mo$583.29$583.29
Insurance / mo$166.67$166.67
MI / mo$0.00$125.99
HOA / mo$205.00$205.00
Total monthly$5,395.08$5,442.63
Cash to close$16,192$69,995