Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$513,957$513,957$521,910
Remaining term (yrs)28.728.730.0
Secondary amount$0$36,948$0
Funding fee$0$0$0
Note rate6.810%6.810%7.320%
Blended rate7.360%7.663%7.560%
1st payment$3,396.02$3,396.02$3,585.16
2nd payment$0.00$365.63$0.00
Taxes / mo$483.25$483.25$483.25
Insurance / mo$166.67$166.67$166.67
MI / mo$238.51$238.51$104.38
HOA / mo$119.00$119.00$119.00
Total monthly$4,403.45$4,769.08$4,458.46
Cash to close$65,943$28,995$57,990