Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$650,462
Remaining term (yrs)29.029.030.0
Secondary amount$0$650,462$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.750%7.640%
1st payment$0.00$0.00$4,503.66
2nd payment$0.00$4,200.90$0.00
Taxes / mo$23.17$23.17$23.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.09
HOA / mo$0.00$0.00$0.00
Total monthly$239.83$4,440.73$4,873.59
Cash to close$722,735$72,274$72,274