Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$200,657$200,657$449,100
Remaining term (yrs)19.519.530.0
Secondary amount$0$248,443$0
Funding fee$1,003$1,003$0
Note rate3.730%3.730%7.400%
Blended rate3.730%5.954%7.640%
1st payment$1,201.15$1,201.15$3,109.48
2nd payment$0.00$1,604.52$0.00
Taxes / mo$640.83$640.83$640.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,008.65$3,613.18$4,006.80
Cash to close$298,343$49,900$49,900