Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$383,260$366,300
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,916$0
Note rate3.690%7.320%
Blended rate3.690%7.560%
1st payment$1,930.81$2,516.23
2nd payment$0.00$0.00
Taxes / mo$273.67$273.67
Insurance / mo$150.00$150.00
MI / mo$0.00$73.26
HOA / mo$79.00$79.00
Total monthly$2,433.48$3,092.15
Cash to close$23,740$40,700