Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$185,670$185,670$386,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$201,240$0
Funding fee$928$928$0
Note rate6.160%6.160%7.400%
Blended rate6.160%6.987%7.640%
1st payment$1,224.98$1,224.98$2,678.89
2nd payment$0.00$1,299.68$0.00
Taxes / mo$430.25$430.25$430.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,805.23$3,104.91$3,336.52
Cash to close$244,230$42,990$42,990