Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$288,794$252,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,444$0
Note rate5.090%7.400%
Blended rate5.090%7.640%
1st payment$1,676.30$1,744.80
2nd payment$0.00$0.00
Taxes / mo$433.92$433.92
Insurance / mo$150.00$150.00
MI / mo$0.00$50.40
HOA / mo$13.33$13.33
Total monthly$2,273.55$2,392.44
Cash to close$0$28,000