Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$290,821$290,821$562,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$271,679$0
Funding fee$1,454$1,454$0
Note rate2.670%2.670%7.400%
Blended rate2.670%5.124%7.640%
1st payment$1,348.81$1,348.81$3,894.64
2nd payment$0.00$1,754.59$0.00
Taxes / mo$520.83$520.83$520.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$112.50
HOA / mo$68.00$68.00$68.00
Total monthly$2,104.31$3,858.91$4,762.64
Cash to close$334,179$62,500$62,500